The material and facilities contained in this Web site is intended as general information and as a general reference for New Zealanders. We hope the material and facilities will help you to make better-informed decisions about how best to provide for your needs. Please note, however, that the material in the site does not take into account any individual's particular circumstances, financial or otherwise. Nor is it exhaustive. In addition, any calculators linked in the site are designed to provide a guide only.
The material and facilities contained in this site should not be relied on as a substitute for professional advice about insurance, retirement savings or investments or mortgages. Before making any decisions, you should think about it carefully, and consider whether you should consult a qualified financial adviser. Every effort has been made to provide you with information and facilities that are reliable and accurate as at the time of publishing. However, neither Costello Financial Services nor any of its associates or employees make any express or implied representations or warranties regarding the material and facilities contained or referred to in this site, nor accept any liability for any loss or damage whatsoever which may arise in any way out of the use of any of the material or facilities; for errors in or omissions from the material or facilities; or for the accuracy of any information obtained through use or this site.
Copyright 2001 by Costello Financial Services. All rights reserved. The material on this Web site is protected by copyright. Permission is granted to view the material on this Web site and to save the material only for your (or you and your family's) future personal reference. You should not further copy, modify, use or distribute the material in any way unless you obtain written permission from Costello Financial Services.