Total Permanent Disablement Insurance or TPD provides a lump sum if one is totally and permanently disabled through injury or illness and is unable to work ones own or any occupation.
This Insurance can be purchased separately or it can be an advance on your Life Insurance. The latter option reduces the premium.
Permanent Disablement requires a medical proof and Total Disablement for a minimum of 6 months.
If you are aged 16-55 and would like more information and a quote - click for www.nzlife.co.nz
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