Advantages of a group scheme
Where the take-up rate for a company is over 90%, and the premiums are either partially or fully subsidised by the employer, the benefits of a group medical scheme become clearly apparent. In addition to a significant premium discount, Insurance companies are able to provide automatic acceptance of all pre-existing conditions for members. No underwriting is required. This in reality means for the client or lives assured NO health questions.
This unique feature means full cover for each life assured from the date the policy commences. No wait or stand down period applies and cover is provided for all conditions covered by the policy including pre-existing conditions and required treatment.
If you have any questions regarding this insurance you can email us
or if you would like to proceed with a group scheme, please fill out the following form and submit the form to us: