adviser.co.nz

Servicing the needs of over 6000 customers since 1970

Our products and services

Life and Critical illness insurance:

If you are aged 16 - 55 and wish to get an online quote for Life or Critical Illness Insurance go to our associate site at www.nzlife.co.nz


Funeral Insurance:

If you need a simple funeral plan, with a level premium and no health exams -  www.goldenlife.co.nz


Medical Insurance:

Pay less for medical insurance.

100% cover up to $250,000 per annum - no limits.  If you want an instant Medical Insurance quote - www.nzmedical.co.nz


KiwiSaver and retirement planning:

If you need information about KiwiSaver, retirement planning, or budget changes.  Information is available for employers, employees and individuals. 

www.retire.co.nz


For other advice:

For general advice about how we can help you with insurance , investment and mortgage products.  Then this site is right for you.


Funeral Insurance

Need  a simple and affordable funeral or life insurance plan but put off by all those forms? Tired of ever-increasing premiums, particularly in older years? Do you want to ensure that costs are taken care of on your death? If you are a New Zealander between the ages of 20 and 79 you can apply for GoldenLife.

The Golden Life plan is cost-effective with a simple application process.

Golden Life Plan is a level premium plan. Premiums are fixed and are payable for life.

  • There is only one medical declaration - no evidence of health is needed.
  • You select the premium or the cover you would like for each life, subject to premium and age maximums.
  • Cover can be for one or two lives up to $50,000 each

The Medical Declaration is:

"I/We confirm that I/we have not been diagnosed with any illness or disease that is expected to cause death within 12 months."

GoldenLife is ideal for persons who:

  • Want a simple guaranteed funeral plan.
  • Want life cover where future premiums and cover do not change.
  • Do not want the hassle of medical checks.
  • Want cover for existing medical conditions with no loadings or exclusions
  • Have been turned down by other Insurers for any reason.


For more details about a funeral fund or about life insurance that will provide a nest egg for your loved ones should anything happen to you, or to get a quote online - go to www.goldenlife.co.nz

or you can contact us.


Costello Financial Services

Experienced - Trustworthy

Successfully servicing over 6000 satisfied clients since 1970.